Banking With Smartphone.

Banking with Smartphone.

Banking with Smartphone will give more time for the busy business people and office workers.
Smartphone owner’s know that their device is a hand held computer that can be connected to the internet and can access your bank account, if your have permission from your bank. This will allow you to check your account balance, to send money to another account from your account. You will need a strong password and username.

Banking with Smartphone setup.

To activate this this you must have a Smartphone that can be connected to the internet through Wi-Fi or through Data plan. If you are using the data plan connect tit to the internet whenever you want to do banking through the device.  Most of the banks in Sri Lanka offer online banking facility to their customers and you have to give all your details in the application form. There will be a charge for this online banking facility and it will be deducted from your account as annual fee. Some banks don’t charge any amount while some charge Rs 500/- to Rs 1,500/-.

Also depositing money to your bank account or to another person’s account is too simplified now. Like money providing ATM, there is a new machine that will accept currency to be credited to designated person’s bank account in their network of Banks. Select language and then enter the account name,followed by confirming the account, then you will be shown with the person’s name and the branch name. Place your cash, it will take it and will show you the amount. If every thing is ok then press the confirm button and get your receipt.

Credit cards.

To make your life style more comfortable, you don’t need to sign papers when you are purchasing items from a super market with your credit card. The latest method will send you a confirmation SMS to your phone. If you accept it payment will be made to the store from your credit card.


Sending, receiving and paying your utility bills too can be carried out through the eZCash from It is the popular method to receive cash from a person in Sri Lanka. The sender must go to a Dialog facility and pay the cash and the mobile phone number of the receiver. the receiver will get an alert SMS about the received money. If the receiver is a registered member with the eZ Cash, he can visit to near by Dialog center and can withdraw the money and there will be small service charge will apply for him. offers Mcash Payment Facility Through Your Phone.

mCash service is 24×7 days, therefore the payments can be done at any time

Ceylinco General Insurance Premium Payments Payments
eChannelling Payments
LOLC Life Assurance Premiums
Central Finance Leasing Payments
UAL General Insurance Payments
Utility Payments
Online Payments
mTicketing Train Ticket Payments Payments
Coop Insurance Payments
Airtel Payments

More: Here.


PayPal in Sri Lanka allows  credit card to purchase online products or online payments to other members. You are not allowed to receive money through PayPal with your Sri Lanka account.